Here's a business idea that meets all the aspirations of the American Dream .... You can start small with little or no investment, develop it in your spare time, and parlay it into a $100,000 a year income - all within the next twelve months or so .... Really, all it takes to move on this one is an empathy for people, a basic understanding of money management, about 500 business cards, some smart advertising, and you're in business ....