Here's a business idea that meets all the aspirations of the American Dream .... You can start small with a little or no investment, develop it in your spare time, and parlay it into a $100,000 a year income--all within the next twelve months or so .... Really, all it takes to move one is an empathy for people, a basic understanding of money management, and about 500 business cards, some smart advertising, and you're in business ....