Wipe Out Your Debts! If you're afraid to answer the phone because your creditors have been calling every night; and you're worried that one of them is going to call your boss and tell him you're a deadbeat; and just trying to pay off your bills leaves you almost nothing for food - it time you thought about bankruptcy! With a small amount of money, a lawyer (and even he's not necessary a lot of the time), and a careful evaluation of your .... .... ....